Skip to content
OCRV Center
Category

Insurance Claim Guides

7 entries filed under insurance claim guides.

The Second Opinion That Reopened a Closed Total Loss FileA 2012 Class C was written off on an estimate that assumed delamination across three walls. A measured moisture survey found it on one. The file went back open.A Deductible Paid Twice, and How the File Got CorrectedOne storage lot incident produced two claim numbers on one policy, and the owner was asked for a deductible against each. How the shop file established it was a single loss.The Adjuster Visit Where Nothing Was MeasuredA field appraiser spent nineteen minutes on a 40 foot coach and never took a dimension. What measurement adds to a file, and what happens when nobody records one.Two Estimates on One Fifth Wheel and Why They DisagreedThe carrier appraisal and our estimate described the same damage and reached very different places. The difference was six operations, not a difference of opinion about price.The Tow Bill That Never Reached the Claim FileA 34 foot trailer arrived on a lowboy and the invoice went into a glovebox instead of the claim. Six weeks later it was still unpaid. How transport documentation gets lost.The Line Item Nobody Reads on an RV Repair EstimateOwners read the total. Adjusters read the lines. Here is what R and I, blend, setup and paint materials actually mean on an RV estimate, and which ones get cut first.The Supplement That Added Nine Days to a Diesel Pusher FileA 43 foot coach went home nine days past its estimated date, and seven of those days were review time rather than bay time. The sequence, in order.